April 25, 2016 22 mins Download (MP3)


00:30 - Introduction
01:45 - Passion
03:00 - Struggles in Business
05:45 - What does a no look like?
06:45 - Biggest failure. This question almost killed Jesus (kidding)
12:05 - The Simple Dollar
12:35 - Life as an entrepreneur
15:00 - Is there a formula for success?
20:00 - You Must Believe in Yourself, Preserving, and Never Give Up
21:00 - Barbacoa Tacos and a Mexican Coke!

Jesus Lopez is the co-founder and CTO of OnePay. OnePay is your personal bill concierge that helps consumers save time and money while paying their bills. It all started at the University of Texas. Coming from an immigrant family from Mexico, fate brought him here to The United States.

During his time in college he would hear people complain about their bill problems and then later realized that people needed help in this department of their lives. Jesus’ friends felt that they were paying too much and were getting scammed by your average bill collectors. So, like any entrepreneur does, they find a solution to fix the issues that the masses are having. Like any other business, OnePay went through several iterations until they had a workable project on their hands.

Jesus’ real passion isn’t to lower an individuals bills, that’s just a by product. What Jesus enjoys the most is impacting people positively. Whether that’s lowering a customers bill, giving advice to a friend, or bring a smile on a persons face. Jesus lives his life on the following mantras:

  • Have expertise
  • Make things convenient
  • Small changes that creates a big impact

For Jesus, just the thought of saving someone $100 to over a $1000 in a year and to have that person spend that money on something else to benefit the individuals life is a small change that creates a big impact.

During the creation of OnePay, their first struggle was that they assumed way too much.

Jesus says: “A lot of people think that once you build it, people will come.” That didn’t happen. They also assumed that people were going to react in certain ways, but their first iteration was built in a way that Jesus and the rest of the OnePay team, never thought of.

Jesus learned quickly from that situation, he learned that when you’re prototyping, you should prototype quickly. Get the feedback and then create an even better version of it.

At the beginning of his entrepreneurial career, Jesus struggled a lot. One of his other challenges was hearing the word no. For the most part, they took it personally. Overtime, he learned to take that “NO” and not just see the no, but dig deeper and find the reasoning behind the no.

Jesus Lopez says: “Whenever someone says no, it’s one of the best things that will happen to you. You will instantly be able to get feedback as to why its working and why its not working, but by hearing the word no, I want to know why you’re saying no.

In the beginning of OnePay, the executive team wore a lot of hats. He even dabbled at outsourcing some of his work that later turned into a major failure. From his experience, “Not having someone as the same room as you takes out that serendipity. Lead developers should be in house.”

Jesus is a huge fan of software, Slack, Wunderlist, and Asana. (Just to name a few) He also likes meditation. It’s something that he learned early on in his life, and still practices today. He takes this practice into his daily running routines where he runs without music, head up, focusing his energy on the scenery around him.

Listen to the incredible words of Jesus Lopez. If you’re looking for Jesus’ three pieces of advice, it starts during the 15:00 mark:


You Must Believe in Yourself, Persevering, and Never Give Up

“Believe in the power of what you can do and what you can bring. Persevere! The world is going to come down on you and you gotta fight through it. The hardship will will pass but you can’t let it affect you. Server crashes, websites fail…there are a lot of mental fights in entrepreneurship.”

Understand the Culture

“If you want to be in the startup environment you have to understand the culture. How it works, etc… A lot of young startups that are trying to take off, don’t know the ins and outs. They may not know that they are going to wear twenty hats at a given time. You have to know how to convince people, you need to know marketing, law, accounting, and etc… It’s not essential to know everything, but you need to at least know a little bit about everything. Having that knowledge first hand is going to give you a lot of power to grow a bigger and better company faster.”